Established in 1962, our company has grown to a full service insurance and financial planning firm. We offer all types of insurance coverage including personal, commercial and life products. Our associates are able to provide clients with the most comprehensive and individualized service available at the most competitive prices.

The principals of the agency include David Spiro and Steven Spiro. At the base of our success is our professional staff. They keep up to date on new products through continuing education and guarantee friendly and efficient account handling.

We provide coverages ranging from an individual's car and homeowners to business accounts with multiple locations coast to coast. Our commercial accounts include both private and public corporations. We also have a division exclusively for Financial Institution accounts. The products offered are specifically designed for Banks and Mortgage Lenders including Lender Placed Insurance programs. In addition, we have specialty programs for those unique situations allowing us to customize your complete insurance program.

The agency is very visible in both the industry and community with numerous achievement awards to its credit. We are very proud to have been featured in numerous trade publications over the years.

OUR GOAL…

• To put together a program that will work effectively for you at a competitive price.
• To reduce gaps in your coverage.
• To be friendly and courteous at all times.
• To respond to your needs in a timely and efficient manner.

SERVICES YOU CAN EXPECT

• We complete an analysis of your insurance needs.
• We design a responsible protection program for you.
• We select the company or companies best suited for your situation.
• We present you with a competitively priced proposal.
• We move quickly to get prompt settlement of your claims.
• We regularly review your insurance program.
• We look for ways to save you money.

STATEMENT OF CLIENT'S RIGHTS

1. You are entitled to be treated with courtesy and consideration at all times.
2. You are entitled to an agent capable of handling your protection competently and diligently, in accordance with the highest standards of the profession.
3. You are entitled to independent, professional judgment and undivided loyalty uncompromised by conflicts of interest.
4. You are entitled to coverage at a reasonable rate and to have the coverage explained at the outset how the cost is established and the manner and frequency of billing. You are entitled to request and receive an understandable premium bill at reasonable intervals. You may refuse to enter into any fee arrangement that you find unsatisfactory.
5. You are entitled to have your questions and concerns addressed in a prompt manner and to have your telephone calls returned promptly.
6. You are entitled to be kept informed as to the status of your insurance and to request and receive information sufficient to allow you to participate meaningfully in risk management and cost controls.
7. You are entitled to the right of privacy in your dealings with your agent and to have your personal information preserved in full confidentiality.
8. You are entitled to be treated in an ethical manner at all times.




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Spiro Risk Management, Inc.
71 South Central Ave., PO Box 1207
Valley Stream, NY 11582-1207
(516) 568-0800  •  fax (516) 568-0809
toll free (800) 566-0801

www.spirorisk.com
E-mail: info@spirorisk.com


Copyright 2005 © Spiro Risk Management, Inc.


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